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Mike Landry

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Motorcycle Insurance

How do you enjoy your motorcycle? You might be a weekend warrior who cruises up the coast on sunny afternoons. Maybe you use your bike to navigate a traffic-clogged commute. Or you may take it on long journeys — experiencing the open road and an ever-changing landscape.

Customizable coverage options

However and wherever you ride, you know a motorcycle has unique risks. Your agent understands — and can show you customizable coverage options that help with risks like these:

You Put Your Bike Down

Risk

You misjudge a turn on at a rural intersection and put the bike down. You escape with a few cuts and bruises, but repairs will cost more than your motorcycle is worth.

Coverage

Elite and Plus packages can help if your bike is a total loss. Elite coverage provides current market value for a motorcycle that’s less than five years old — Plus coverage lasts until a bike is two years old.


You Lose Personal Property

Risk

At a stop on a cross-country trip, you notice your saddlebag’s straps have come undone. Your phone, first-aid kit and heavy-duty rain poncho are gone — probably lying somewhere on the side of a highway.

Coverage

Elite coverage can help with the cost of replacing personal property when it’s lost, stolen or damaged in an accident.


You Damage Your Helmet

Risk

After lunch at your usual spot, you’re walking to the parking lot when you lose your grip on a helmet you’re carrying — it hits the pavement.

Coverage

ElitePlus and Saver packages can help pay for damage to safety apparel like your helmet — you can select the amount of coverage that’s right for you.


Choose from three Motorcycle Choice packages

Every motorcycle policy from Farmers can include three types of coverage:

  • Liability coverage can help if you’re legally responsible for an accident that causes damage or injuries.
  • Collision coverage can help with the costs of repairing damage to your motorcycle if you hit another vehicle or fixed object.
  • Other than collision coverage can help with a loss caused by something other than an accident — for instance theft, vandalism, hail or collisions with animals.

Motorcycle Choice packages Motorcycle Choice packages make it easy to choose — and customize — the coverage you want by combining popular features for different needs and budgets.