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1245 W Guadalupe, Mesa, Arizona
1245 W Guadalupe, Mesa, Arizona

Whatever you drive, you know you need insurance for your car and assets. And Farmers has coverage options that enable you to get the insurance you want.

Here are some of the risks a driver may face:

You cause an accident

You cause an accident
Risk:

You cause a minor collision when glare from the setting sun blinds you in rush hour traffic. Damage is relatively minimal, but the other driver says her neck is in pain.

Coverage:

Liability coverage pays for bodily injury and property damage to another that results from covered losses you cause.


You accidentally damage your own car

You accidentally damage your own car
Risk:

You’re on your way to a ski weekend when you lose traction on an icy road — the impact when you slide into a guardrail damages your SUV’s front fender.

Coverage:

Collision coverage can help repair your vehicle if it’s damaged — or compensate you for its value if it’s a total loss.


A hailstorm dents your car

A hailstorm dents your car
Risk:

A sudden hailstorm cracks your car’s windshield and leaves dozens of dents on the hood, roof and trunk.

Coverage:

Comprehensive coverage can help when your car is damaged by something other than a collision.


An uninsured driver hits you

An uninsured driver hits you
Risk:

You suffer minor injuries when another driver runs a red light and clips your car’s rear fender. On top of it all, the driver doesn’t have auto insurance.

Coverage:

Uninsured motorist coverage covers the costs of your bodily injuries — up to your policy limit – when they are caused by an at-fault driver without any auto insurance. Underinsured motorist coverage picks up the costs of your injuries when an at-fault driver has some insurance, but not enough to cover your all of your damages.


Your son is injured in a single-car wreck

Your son is injured in a single-car wreck
Risk:

Your son and a passenger are both injured when his subcompact hits a tree.

Coverage:

Medical payments coverage can help with medical expenses if they’re caused by a covered accident — regardless of fault.


You can’t work during physical therapy

You can’t work during physical therapy
Risk:

You miss several days of work while receiving physical therapy for injuries sustained in a car accident.

Coverage:

Personal Injury Protection (PIP), where available, can help with medical and rehabilitation expenses, as well as lost wages.


Other insurance options to consider

Find out if you can get more value and convenience from Farmers when you purchase multiple policies. Be sure to ask your Farmers® agent for a quote that includes insurance coverage for risks like these — you might even qualify for multiline discounts.

There’s a fire in your kitchen

There’s a fire in your kitchen
Risk:

You stop a small kitchen fire before it spreads to the rest of the house — but there’s damage in your kitchen and a side room.

Coverage:

Homeowners insurance provides coverage for damage to your home caused by a fire.


Your auto limit isn’t high enough

Your auto limit isn’t high enough
Risk:

You cause an auto accident, and your auto policy’s liability limits aren’t high enough to cover the damages suffered by the injured parties.

Coverage:

A Farmers personal umbrella policy provides an additional layer of liability limits to protect your assets when a covered loss exceeds the liability limits of your underlying home or auto policy.


Your retail store is hit by a storm

Your retail store is hit by a storm
Risk:

Your retail store is battered by a major storm — so severely that it will need a new roof.

Coverage:

Business property insurance can help provide coverage when a covered loss damages structures you own.

*You May Be Eligible For A Discount